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Smart Economy

Circular Glasgow

Circular Glasgow is an initiative of Glasgow Chamber of Commerce. It is a movement to inspire businesses of all sizes to innovate and become future-proof by adopting circular strategies.

Connecting companies across the city, they help them to open up new revenue streams, increase competitive advantage and realise financial savings using a range of practical initiatives.

Two key initiatives include the Circular Hub and Circle Lab:

ELUD - Urban logistical efficiency of sustainable food

The aim of this project is to offer a methodology providing a framework for simulating scenarios, as well as a set of indicators and tools for evaluating and analysing the sustainable performance of players involved in the logistics and transport of fresh products in order to estimate the sustainability of new urban food delivery systems, particularly to meet a growing demand for ecoresponsible products and services.

Kiva Microfunds

Kiva is an international nonprofit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. We celebrate and support people looking to create a better future for themselves, their families and their communities. By lending as little as $25 on Kiva, anyone can help a borrower start or grow a business, go to school, access clean energy or realize their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition. 100% of every dollar you lend on Kiva goes to funding loans.

Lending Club (community credit intermediary system)

Lending Club is the world’s largest online credit marketplace, facilitating personal loans, business loans, and financing for elective medical procedures. Borrowers access lower interest rate loans through a fast and easy online or mobile interface. Investors provide the capital to enable many of the loans in exchange for earning interest. They operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. They pass the cost savings to borrowers in the form of lower rates and investors in the form of attractive returns.

M-Pesa (phone-based system for person-to-person payments and micro-credit service)

M-PESA, a mobile phone-based system for person-to-person payments and money transfers. M-PESA – M stands for mobile phone, and PESA is a Swahili word for money. We in the developed world take money transfer for granted, as is usually a very simple transaction, using an easily accessible service. But in a country like Kenya, where financial services are so heavily under-developed, it is very difficult, risky and expensive to send or receive money.

Mideas (community financing business)

The Pannon Startup Foundation acts as the supervisory body of the mideas program. It aims to monitor the processes to ensure that the program’s goals are fulfilled. Its responsibility includes the protection of intellectual property that applicants share with mideas and what is guaranteed by Confidentiality Agreements furthermore it aims to preserve the ethical nature of the cooperation between founders and other stakeholders.